Announcements
If you are a client of KeyBank APIs, look here to stay up to date on the latest changes, enhancements, and required maintenance tasks.
These announcements are for information purposes only. If you have specific questions or concerns, please reach out to your Technical Account Manager.
October 2025
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New API - Account Information
In September, we introduced a new API in town and it is all about making account lookup and reporting sleek and simple alternative to larger reporting products. Account Information is multi-faceted API that lets you look up information and generate an ID for current or past day transaction queries.
This API is based on FDX standards that help gather data quickly and accurately. It can easily interpret and convert different data language formats into one report.
What is FDX?
FDX stands for Financial Data Exchange. It's a standard in the banking industry that tell computers how to safely share money information between companies, like between your app and KeyBank.
How is this different from Previous Day and Intraday APIs?
Previous Day and Intraday APIs still have their place, but not for long. Commercial Accounts will expand to include balance and detail reports. For the time being, it is best to get detailed transaction information with the Previous Day or Intraday APIs if you are looking for Lockbox or other specific information. Here is a table to help you decide:
| Requested information | Account Information | Previous Day | Intraday |
|---|---|---|---|
| Account details like account number, credit/debit code, beneficiary, and originator | ✓ | ✓ | |
| Account details like account ID or account category | ✓ | ||
| Status like pending or posted | ✓ | ||
| Transaction amount | ✓ | ||
| Transaction type | ✓ | ✓ | ✓ |
| Transaction timestamps | ✓ | ||
| Current ledger balance | ✓ | ||
| Closing ledger balance | ✓ | ||
| Addenda information | ✓ | ✓ | |
| BAI code and description | ✓ | ✓ | |
| Total credits/debit amounts and counts | ✓ | ✓ | |
| ACH transaction details | ✓ | ✓ | |
| Wire transaction details | ✓ | ✓ | |
| Check details | ✓ | ||
| CDA transaction details | ✓ | ||
| ACH memo post | ✓ | ||
| RTP data | ✓ | ||
| Lockbox data | ✓ |